Park Home Owners
The Park Homes Charter
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Protect your investment with park home insurance from Towergate Bakers. Submit a quotation request online.
Insurance Products
Caravan Insurance
Static Caravan Insurance
Touring Caravan Insurance
Leisure Home Insurance
Park Home Insurance
Trailer Tent Insurance
Motorhome Insurance
Related Links
New Park Homes
Used Park Homes
Park Home Insurance
Park Home Finance
Residential Parks
Park Homes UK
Park Home Security
Park Operators Insurance
This website is managed by Towergate Bakers which is a trading name of Towergate Underwriting Group Ltd. Towergate Underwriting Group Ltd is authorised and regulated by the Financial Services Authority.
Your Agreement With The Park Owner
YOUR AGREEMENTParts I, II and III of your agreement under the Mobile Homes Act 1983 are fixed by law and state your statutory rights. Part IV, called the express terms, contains information relevant to your park and may vary as circumstances vary from park to park. [HB6]
These describe, for example, the legal relationship between and the obligations of the home owner and the park owner. They provide for the maintenance and upkeep of the park by the park owners as well as the pitch area, garden and park home by its owner. They state when and on what basis the pitch fee can be reviewed, what to do when a home is sold and when a park home may be moved from its pitch.
Park owners can prepare and issue their own express terms but many choose to use the model form issued by BH&HPA and NPHC.
- When you buy a park home from an existing home owner, you will be bound by the express terms of their agreement with the park owner, that will be transferred to you - therefore it is important to make sure you fully understand your rights and obligations, before you purchase.
- When you buy a park home from the park owner, it is equally important to ensure you understand the terms of agreement proposed to you, negotiate these with the park owner if you are not entirely satisfied and do not proceed with the purchase unless you are happy with the terms of agreement under which your home will be sited on the park.